@article{ART002895565},
author={Yuan Zhao and Jae-Yeon Sim},
title={Research on China's Internet Financial Risk Supervision and Countermeasures},
journal={Industry Promotion Research},
issn={2466-1139},
year={2022},
volume={7},
number={4},
pages={109-119},
doi={10.21186/IPR.2022.7.4.109}

TY - JOUR
AU - Yuan Zhao
AU - Jae-Yeon Sim
TI - Research on China's Internet Financial Risk Supervision and Countermeasures
JO - Industry Promotion Research
PY - 2022
VL - 7
IS - 4
PB - Industrial Promotion Institute
SP - 109
EP - 119
SN - 2466-1139
AB - In recent years, China's Internet finance industry is hot. There is no doubt that Internet finance has been fully integrated into China, forming a new form of financing, and rapidly becoming a new channel for investment and financing in China, shouldering the responsibility of inclusive financing and building China's real economy. However, with investment, there are risks. Based on the panel data of China's Internet financial platform, this paper uses the random effect model to study the influencing factors of Internet financial risks, and draws three conclusions: (1) The user funds and platform funds of the financial platform will be managed separately by the bank, which can effectively reduce the risk of financial transactions on the Internet; (2) The risk of Internet financial transactions can be effectively reduced by avoiding the concentration of platform funds in the hands of a few borrowers through regulatory policies; (3) The liquidity control of funds effectively reduces the risk of Internet financial transactions. Based on the conclusions, we propose optimization strategies for regulatory policies to achieve the healthy and sustainable development of Internet finance.
KW - Internet finance;Risk supervision;E-commerce platform;P2P online loan;Stochastic effect
DO - 10.21186/IPR.2022.7.4.109
ER -

Yuan Zhao and Jae-Yeon Sim. (2022). Research on China's Internet Financial Risk Supervision and Countermeasures. Industry Promotion Research, 7(4), 109-119.

Yuan Zhao and Jae-Yeon Sim. 2022, "Research on China's Internet Financial Risk Supervision and Countermeasures", Industry Promotion Research, vol.7, no.4 pp.109-119. Available from: doi:10.21186/IPR.2022.7.4.109

Yuan Zhao, Jae-Yeon Sim "Research on China's Internet Financial Risk Supervision and Countermeasures" Industry Promotion Research 7.4 pp.109-119 (2022) : 109.

Yuan Zhao, Jae-Yeon Sim. Research on China's Internet Financial Risk Supervision and Countermeasures. 2022; 7(4), 109-119. Available from: doi:10.21186/IPR.2022.7.4.109

Yuan Zhao and Jae-Yeon Sim. "Research on China's Internet Financial Risk Supervision and Countermeasures" Industry Promotion Research 7, no.4 (2022) : 109-119.doi: 10.21186/IPR.2022.7.4.109

Yuan Zhao; Jae-Yeon Sim. Research on China's Internet Financial Risk Supervision and Countermeasures. Industry Promotion Research, 7(4), 109-119. doi: 10.21186/IPR.2022.7.4.109

Yuan Zhao; Jae-Yeon Sim. Research on China's Internet Financial Risk Supervision and Countermeasures. Industry Promotion Research. 2022; 7(4) 109-119. doi: 10.21186/IPR.2022.7.4.109

Yuan Zhao, Jae-Yeon Sim. Research on China's Internet Financial Risk Supervision and Countermeasures. 2022; 7(4), 109-119. Available from: doi:10.21186/IPR.2022.7.4.109

Yuan Zhao and Jae-Yeon Sim. "Research on China's Internet Financial Risk Supervision and Countermeasures" Industry Promotion Research 7, no.4 (2022) : 109-119.doi: 10.21186/IPR.2022.7.4.109