If the insured person of the Accident Insurance were to die, the insurer pays the sum payable at death. The case of injury resulting in death, is it the Accident Insurance or the life(death) insurance on the Commercial Code?
It is an important thing to judge that problem because the Commercial Code draws a sharp line between the Accident Insurance and the life(death) insurance.
Injury means the place in the body that is hurt or wounded, and the Accident Insurance on the Commercial Code is one of the insurance which is payed when the insured is injured.
But it is confused commonly in the insurance practical business or the legal practice because the injury resulting in death is covered in most of the Accident Insurance policies.
This study shows the different interpretation that can occur and the reason why 'injury' and 'injury resulting in death' must be distinguished on the Accident Insurance. So the purpose of this article is to prevent confusion on the application of the Commercial Code.