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Suggestions for Improvement through Comparison of Calculation Methods of Workers' Compensation Insurance Premium in Korea and Germany
Journal of Insurance and Finance
2010, 21(3),
pp.33-57
Publisher : Korea Insurance Research Institute
Research Area : Business Management
Publisher : Korea Insurance Research Institute
Research Area : Business Management
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It is expected to reinforce the activity for preventing industrial accidents to evaluate employer's efforts to avert occupational diseases and to reflect it adequately in calculating the premium of workers' compensation insurance. It can also contribute to enhancing equity of the firms which participate in financing workers' compensation insurance. The purpose of this paper is to reduce those work-related accidents by comparing methods of calculating workers' compensation insurance premium in Korea and Germany and making some suggestions for reinforcing employers' efforts to prevent industrial accidents. This paper suggests that the balance rate in Experience Rating System should be based on the expenses related with new industrial accidents within the reference period.
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