[web] / 국민연금관리공단 홈페이지 / http://institute.nps.or.kr/

[other] 국세청 / 국세통계연보

[other] / 2012 / 2012.6월말 퇴직연금 적립금 현황 분석결과 / 금융감독원 보도자료

[other] / 2002 / 개인연금 운용 현황 / 금융감독원 보도자료

[other] / 2012 / 금융소비자 리포트 제1호 (연금저축) 발간 / 금융감독원 보도자료

[journal] 김대환 / 2011 / An Analysis on Adverse Selection in Annuity Markets / 보험학회지 / 한국보험학회 (90) : 1~25

[other] 보험개발원 / 개인연금 관련 통계 자료

[other] 한국노동연구원 / 2012 / 2012 KLI 노동통계

[journal] Agnew, J. / 2008 / Who Chooses Annuities? An Experimental Investigation of the Role of Gender, Framing, and Defaults / The American Economic Review 98 : 418~422

[journal] Agnew, J. / 2003 / Portfolio Choice and Trading in a Large 401(k) Plan / The American Economic Review 93 : 193~215

[journal] Babbel, D. / 2008 / Lifetime Income for Women: A Financial Economist’s Perspective / Policy Brief: Personal Finance / Wharton Financial Institutions Center

[journal] Barsky, B. / 1997 / Preference Parameters and Behavioral Heterogeneity: an Experimental Approach in the Health and Retirement Study / Quarterly Journal of Economists 112 : 537~579

[book] Beatrice, D. / 2004 / The 2003 Individual Annuity Market: Sales and Assets / LIMRA International Inc.

[journal] Benartzi, S. / 2011 / Annuitization Puzzles / Journal of Economic Perspective 25 : 143~164

[book] Bütler, M. / 2007 / Annuities in Switzerland / The World Bank Financial Systems Department

[report] Bütler, M / 2010 / The Role of the Annuity's Value on the Decision (not) to Annuitize: Evidence from a Large Policy Change / University of St.Gallen

[report] Bütler, M. / 2010 / Payouts in Switzerland: Explaining Developments in Annuitization / University of St.Gallen

[journal] Bütler, M. / 2007 / The Choice between an Annuity and a Lump Sum:Results from Swiss pension funds / Journal of Public Economics 91 : 1944~1966

[report] Gardner, J. / 2008 / Australia's Disappearing Market for Life Annuities / Center for Pension and Superannuation, University of New South Wales

[report] Gardner, J. / 2004 / Who would buy an annuity? an empirical investigation, Watson Wyatt Technical Paper Series

[journal] Halek, M / 2001 / Demography of Risk Aversion / The Journal of Risk and Insurance 68 (1) : 1~24

[journal] Hausman, A. / 1984 / Specification Tests for the Multinomial Logit Model / Econometrica 52 : 1219~1240

[journal] Hurd, M / 2006 / The Choice to Cash Out Pension Rights at Job Change or Retirement / Journal of Public Economics 90 : 2213~2227

[report] Inkmann, J. / 2007 / How Deep Is the Annuity Market Participation Puzzle?

[journal] James, E. / 2006 / The Payout Stage in Chile: Who Annuitize and Why? / Journal of Pension Economics and Finance 5 (2) : 121~154

[report] James, E. / 2001 / Annuities Markets Around the World: Money's Worth and Risk Intermediation / CeRP

[report] Johnson, R. / 2004 / Annuitized Wealth at Older Ages:Evidence from the Health and Retirement Study / The Urban Institute

[book] LIMRA / 2011 / U.S. Individual Annuity Yearbook 2010

[journal] Lusardi, A / 2007 / Baby Boomer Retirement Security: The Role of Planning, Financial Literacy, and Housing Wealth / Journal of Monetary Economics 54 : 205~224

[report] Mitchell, O. / 2004 / Lessons form Behavioral Finance for Retirement Plan Design / Wharton Financial Institutions Center

[report] Previtero, A / 2011 / Stock Market Returns and Annuitization: A Case of Myopic Extrapolation / University of Western Ontario Ivey Business School

[report] Sakamoto, J. / 2010 / Annuity Markets in Japan / The Wharton School, University of Pennsylvania

[journal] Schaus, S. / 2005 / Annuities Make a Comeback / Journal of Pension Benefits 12 (4) : 34~38