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@article{ART001508790},
author={Haejung Yun and 장재빈 and Choong Cheang Lee},
title={Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience},
journal={Journal of The Korea Society of Computer and Information},
issn={1598-849X},
year={2010},
volume={15},
number={12},
pages={163-173}

TY - JOUR
AU - Haejung Yun
AU - 장재빈
AU - Choong Cheang Lee
TI - Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience
JO - Journal of The Korea Society of Computer and Information
PY - 2010
VL - 15
IS - 12
PB - The Korean Society Of Computer And Information
SP - 163
EP - 173
SN - 1598-849X
AB - PKI(Public Key Infrastructure)-based information certification technology has some limitations to be universally applied to mobile banking services, using smart phones, since PKI is dependent on the specific kind of web browser, Internet Explorer. OTP(One Time Password) is considered to be a substitute or complementary service of PKI, but it still shows low acceptance rate. Therefore, in this research, we analyze why OTP has not been very popular, and provide useful implications of making OTP more extensively and frequently used in the mobile environment. Perceived security of OTP was set as a higher-order construct of integrity, confidentiality, authentication, and non-repudiation. Research findings show that security awareness and perceived security of OTP is positively associated, and the relationship between perceived security and trust on OTP is statistically significant. Also, trust is positively related to intention to use OTP continuously.
KW - OTP(One Time Password);인지된 보안성(Perceived Security);보안의식(Security Awareness);사용자경험(User Experience);신뢰(Trust);재사용의도(Continous Use Intention);소비자학습모형(Consumer Learning Model)
DO -
UR -
ER -

Haejung Yun, 장재빈 and Choong Cheang Lee. (2010). Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience. Journal of The Korea Society of Computer and Information, 15(12), 163-173.

Haejung Yun, 장재빈 and Choong Cheang Lee. 2010, "Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience", Journal of The Korea Society of Computer and Information, vol.15, no.12 pp.163-173.

Haejung Yun, 장재빈, Choong Cheang Lee "Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience" Journal of The Korea Society of Computer and Information 15.12 pp.163-173 (2010) : 163.

Haejung Yun, 장재빈, Choong Cheang Lee. Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience. 2010; 15(12), 163-173.

Haejung Yun, 장재빈 and Choong Cheang Lee. "Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience" Journal of The Korea Society of Computer and Information 15, no.12 (2010) : 163-173.

Haejung Yun; 장재빈; Choong Cheang Lee. Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience. Journal of The Korea Society of Computer and Information, 15(12), 163-173.

Haejung Yun; 장재빈; Choong Cheang Lee. Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience. Journal of The Korea Society of Computer and Information. 2010; 15(12) 163-173.

Haejung Yun, 장재빈, Choong Cheang Lee. Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience. 2010; 15(12), 163-173.

Haejung Yun, 장재빈 and Choong Cheang Lee. "Drivers for Trust and Continuous Usage Intention on OTP: Perceived Security, Security Awareness, and User Experience" Journal of The Korea Society of Computer and Information 15, no.12 (2010) : 163-173.