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The Effect of Lump-sum Private Health Insurance on the Length of Stay

  • Journal of Insurance and Finance
  • 2014, 25(3), pp.97-126
  • Publisher : Korea Insurance Research Institute
  • Research Area : Social Science > Business Management

Changwoo Lee 1

1보험연구원

Accredited

ABSTRACT

This study investigates how the lump-sum type health insurance affect the length of stay, by using Korea Medical Panel Survey. The research uses the duration analysis to look into the difference of probability of being discharged from hospital between lump-sum type health insurance holders and non-holders. The results show that there is not statistically significant difference of the probability of being discharged between them. It may imply that lump-sum type health insurance holders do not affect the medical use, covered by Nathional Health Insurance of Korea.

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