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@article{ART001888120},
author={You, Seungdong},
title={Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences},
journal={The Korea Spatial Planning Review},
issn={1229-8638},
year={2014},
volume={81},
pages={55-66},
doi={10.15793/kspr.2014.81..004}

TY - JOUR
AU - You, Seungdong
TI - Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences
JO - The Korea Spatial Planning Review
PY - 2014
VL - 81
IS - null
PB - 국토연구원
SP - 55
EP - 66
SN - 1229-8638
AB - This study shows that a borrower who owns a house is more likely to choose an adjustable rate mortgage rather than a fixed rate mortgage than a borrow who does not own a house is. By studying stated preferences for future borrowers, this study suggests that those who have a higher incentive to take risks are more likely to choose an adjustable rate mortgage rather than a fixed rate mortgage than those who have a less incentive to take risks. According to the 2011 Survey of Housing Finance, the study analyzes future borrowers’ mortgage choices.
KW - Mortgages;Stated Preference
DO - 10.15793/kspr.2014.81..004
ER -

You, Seungdong. (2014). Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences. The Korea Spatial Planning Review, 81, 55-66.

You, Seungdong. 2014, "Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences", The Korea Spatial Planning Review, vol.81, pp.55-66. Available from: doi:10.15793/kspr.2014.81..004

You, Seungdong "Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences" The Korea Spatial Planning Review 81 pp.55-66 (2014) : 55.

You, Seungdong. Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences. 2014; 81 55-66. Available from: doi:10.15793/kspr.2014.81..004

You, Seungdong. "Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences" The Korea Spatial Planning Review 81(2014) : 55-66.doi: 10.15793/kspr.2014.81..004

You, Seungdong. Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences. The Korea Spatial Planning Review, 81, 55-66. doi: 10.15793/kspr.2014.81..004

You, Seungdong. Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences. The Korea Spatial Planning Review. 2014; 81 55-66. doi: 10.15793/kspr.2014.81..004

You, Seungdong. Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences. 2014; 81 55-66. Available from: doi:10.15793/kspr.2014.81..004

You, Seungdong. "Choices between Fixed and Adjustable Rate Mortgages : Focusing on Stated Preferences" The Korea Spatial Planning Review 81(2014) : 55-66.doi: 10.15793/kspr.2014.81..004