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@article{ART002204454},
author={Song Keon-Sup and 정낙원},
title={Analysis of Efficiency and Determinants of Local Financial Institutions},
journal={Korean Society and Public Administration},
issn={1225-8652},
year={2017},
volume={27},
number={4},
pages={133-155}

TY - JOUR
AU - Song Keon-Sup
AU - 정낙원
TI - Analysis of Efficiency and Determinants of Local Financial Institutions
JO - Korean Society and Public Administration
PY - 2017
VL - 27
IS - 4
PB - Seoul Association For Public Administration
SP - 133
EP - 155
SN - 1225-8652
AB - This paper measures the efficiency and determinants of local banking services, to provide a basis for the efficiency of the banking system. Bank service efficiency is measured using the DEA efficiency performance data for five years from 2011 to 2015. The inputs are numbers of employee, cost of labor, objects, depreciation and the output variables are selected net income, deposits, loans average balance, the total number of customers. The results are as follows. First, the annual average efficiency is significantly higher than the average of the CCR efficiency index, as well as the average of the BCC efficiency index. Second, the average rate of change of the efficiency index by bank branches (CCR and BCC) are increased in 2015 compared to 2011. Third, it showed a greater average value of net technical efficiency rather than technical efficiency by region. This is due to the efficiency of the scale. Fourth, the determinants in the efficiency of local banks showed a significant part of the deposit and loan. Therefore, local banks need to expand loans to secure efficiency and to expand deposits of local residents.
KW - Local Bank;Banking Service;Efficiency;Data envelopment analysis
DO -
UR -
ER -

Song Keon-Sup and 정낙원. (2017). Analysis of Efficiency and Determinants of Local Financial Institutions. Korean Society and Public Administration, 27(4), 133-155.

Song Keon-Sup and 정낙원. 2017, "Analysis of Efficiency and Determinants of Local Financial Institutions", Korean Society and Public Administration, vol.27, no.4 pp.133-155.

Song Keon-Sup, 정낙원 "Analysis of Efficiency and Determinants of Local Financial Institutions" Korean Society and Public Administration 27.4 pp.133-155 (2017) : 133.

Song Keon-Sup, 정낙원. Analysis of Efficiency and Determinants of Local Financial Institutions. 2017; 27(4), 133-155.

Song Keon-Sup and 정낙원. "Analysis of Efficiency and Determinants of Local Financial Institutions" Korean Society and Public Administration 27, no.4 (2017) : 133-155.

Song Keon-Sup; 정낙원. Analysis of Efficiency and Determinants of Local Financial Institutions. Korean Society and Public Administration, 27(4), 133-155.

Song Keon-Sup; 정낙원. Analysis of Efficiency and Determinants of Local Financial Institutions. Korean Society and Public Administration. 2017; 27(4) 133-155.

Song Keon-Sup, 정낙원. Analysis of Efficiency and Determinants of Local Financial Institutions. 2017; 27(4), 133-155.

Song Keon-Sup and 정낙원. "Analysis of Efficiency and Determinants of Local Financial Institutions" Korean Society and Public Administration 27, no.4 (2017) : 133-155.