Evolution of China&#039;s Banking System: Focusing on State-owned Commercial Banks (Evolution of China&#039;s Banking System: Focusing on State-owned Commercial Banks )

Il-Hyun Yoon (윤일현)

doi:10.18107/japs.2011.18.1.008

Evolution of China's Banking System: Focusing on State-owned Commercial Banks

Journal of Asia-Pacific Studies
Abbr : JAPS
2011, 18(1), pp.135-150
DOI : 10.18107/japs.2011.18.1.008
Publisher : Institute of Global Affairs
Research Area : Social Science > Social Science in general

Il-Hyun Yoon ¹

¹동서대학교

Accredited

ABSTRACT

This paper reviews historical developments and changes in the China’s banking system since the establishment of the People’s Republic of China. In contrast to most emerging economies, the Chinese banking industry showed gradual transformation notwithstanding its remarkable economic growth for the past three decades. China’s banking system has been heavily dominated by state-owned commercial banks. This paper examines China’s state-owned commercial banking sector in particular, shedding light on its problems, reforms, and efficiency. Banking sector in China has been known for its heavy non-performing loans and low efficiency because of interventions from the central government. Since China’s entry to the World Trade Organization (WTO) in December 2001, banking reforms have been extensively conducted for international competition. Nevertheless, there are still much room for improvement by international standards.

KEYWORDS

금융개혁(financial reform), 무수익여신(non-performing loans), 상업은행(commercial banks), 은행제도(banking system), 자본시장(capital market)

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* References for papers published after 2023 are currently being built.

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Evolution of China's Banking System: Focusing on State-owned Commercial Banks

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Journal of Asia-Pacific Studies 2023 KCI Impact Factor : 0.61

Evolution of China's Banking System: Focusing on State-owned Commercial Banks

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