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An Analysis on the Effects on the Car Accidents from the Distraction during Driving Motor Vehicles

  • Journal of Insurance and Finance
  • 2011, 22(3), pp.3-32
  • Publisher : Korea Insurance Research Institute
  • Research Area : Social Science > Business Management

기승도 1

1보험연구원

Accredited

ABSTRACT

It is well known that reducing car accidents is important to decrease social costs. In order to reduce car accidents, it is required to analyze the causes and ways to prevent them. By utilizing survey data and Generalized Additive Partial Linear Model, this study examines whether the driver's distractive behaviors during driving cause car accidents. Results from the empirical analysis show that distractive behaviors are one of the causes inducing car accidents. The current Road and Traffic Law, however, does not take if into account that reflect such distractive behaviors are one of the causes of car accidents. Thus, it is strongly suggested that the Road and Traffic law be revised to decrease such behaviors. Specifically, imposing fine on using cellular phones during driving and bonus-malus and traffic violation experience rate system on the auto-insurance pricing would be effective to reduce the car accidents.

Citation status

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