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A Study on the Approach to Improve Livestock Disaster Insurance System

  • Public Land Law Review
  • Abbr : KPLLR
  • 2015, 68(), pp.255-281
  • Publisher : Korean Public Land Law Association
  • Research Area : Social Science > Law

Jang Kyo-Sik 1 Yoo, Seong hee 1

1건국대학교

Accredited

ABSTRACT

As meteorological disasters and animal diseases have been occurring for dozens of years, the state government implemented 'livestock disaster insurance' to prevent damages and stabilize farm management by compensating the damages of farmers. The livestock disaster insurance plays a positive role in strengthening the infrastructure for the management of the livestock industry by distributing the potential risks for livestock and farmers. However, the livestock disaster insurance is not sufficient as national policy insurance. In accordance with the results from the comparison with the 'livestock mutual aid system' in Japan which can be mentioned as advanced livestock disaster insurance, the 'livestock disaster insurance' of Korea had weaknesses in terms of legal stability and the system to secure coverage of medical expenses for livestock and its implementation. Accordingly, the livestock disaster insurance needs to be improved to practically help livestock farmers stabilize farm management. Furthermore, it is necessary to clarify the legal basis for livestock disaster insurance by reorganizing the Agricultural and Fishery Disaster Insurance Act and to expand the scope of compensation on the damages by including the Class 3 Infectious Diseases in Domestic Animals in the category of mass cull. Moreover, it is necessary to introduce the medical expense compensation system in the livestock disaster insurance to more effectively control and prevent diseases in domestic animals, a blind spot in the Agricultural and Fishery Disaster Insurance Act. To cope with a massive livestock disaster, the national reinsurance system in which a state compensates the damages with the responsibility on the general insurance money needs to be expanded to livestock. Accordingly, livestock insurance will contribute to stabilizing farm management and preventing livestock diseases in practical aspects.

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