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Analyzing User Experience Satisfaction and Improvment Strategeis for Financial AI Services: Focused on Shinhan Bank

  • Industry Promotion Research
  • Abbr : IPR
  • 2025, 10(2), pp.153~159
  • DOI : 10.21186/IPR.2025.10.2.153
  • Publisher : Industrial Promotion Institute
  • Research Area : Interdisciplinary Studies > Interdisciplinary Research
  • Received : December 23, 2024
  • Accepted : February 5, 2025
  • Published : April 30, 2025

Seo Dan Bi 1 Seung In Kim 1

1홍익대학교

Accredited

ABSTRACT

The purpose of this study is to analyze user experience satisfaction and propose improvement plans for Shinhan Bank's financial AI service. As a research method, the Delphi technique was applied to divide and organize the characteristics of artificial intelligence service quality factors, and an analysis was conducted focusing on three elements: Personalization, Diversity, and Reliability. Through surveys and in-depth interviews, the Shinhan Bank AI was evaluated. The results showed that it was positively evaluated in terms of reliability, but in actual interviews, inconvenience in use was complained about. Through in-depth interviews, various opinions were heard from those who had used Shinhan Bank AI and those who had not. Those who did not use financial AI felt no need for it, while those who used it talked about the suitability of AI product recommendations and inconvenient parts, indicating that there were parts that needed improvement. This study is meaningful in that it presented a direction for improving the function of financial AI services and suggested ways to contribute to the improvement of financial services in practice.

Citation status

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