@article{ART003399416},
author={Dongsoo Moon},
title={Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector},
journal={Journal of Internet of Things and Convergence},
issn={2466-0078},
year={2026},
volume={12},
number={5},
pages={15}
TY - JOUR
AU - Dongsoo Moon
TI - Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector
JO - Journal of Internet of Things and Convergence
PY - 2026
VL - 12
IS - 5
PB - The Korea Internet of Things Society
SP - 15
EP -
SN - 2466-0078
AB - This study aims to design trustworthiness evaluation indicators and a risk-based assessment framework for the trustworthy autonomy of AI agents in the financial sector. We comparatively analyzed major AI governance frameworks, including the EU AI Act, Korea AI Act, Singapore MGF, and NIST AI RMF, to reconstruct six core trustworthiness requirements. By incorporating financial risk characteristics, we derived seven evaluation areas and 14 detailed indicators. We further specified the rationale and measurement methods for each indicator and proposed preliminary assessment criteria for critical safety requirements, including unauthorized execution and approval bypass. A differential assessment matrix was developed based on AI agent autonomy levels (A0~A4) and financial impact levels (F1~F4). The application of the proposed assessment procedure and decision criteria was illustrated through a hypothetical investment order scenario. This study provides a foundational framework for evaluating the safety and controllability of autonomous actions performed by financial AI agents. Further empirical validation is required to establish the validity and effectiveness of the proposed assessment criteria.
KW - AI Agent;Agentic AI;Trustworthy Autonomy;Trustworthiness Evaluation;Financial AI;Risk-based Evaluation
DO -
UR -
ER -
Dongsoo Moon. (2026). Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector. Journal of Internet of Things and Convergence, 12(5), 15.
Dongsoo Moon. 2026, "Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector", Journal of Internet of Things and Convergence, vol.12, no.5 15.
Dongsoo Moon "Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector" Journal of Internet of Things and Convergence 12.5 15 (2026) : 15.
Dongsoo Moon. Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector. 2026; 12(5), 15.
Dongsoo Moon. "Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector" Journal of Internet of Things and Convergence 12, no.5 (2026) : 15.
Dongsoo Moon. Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector. Journal of Internet of Things and Convergence, 12(5), 15.
Dongsoo Moon. Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector. Journal of Internet of Things and Convergence. 2026; 12(5) 15.
Dongsoo Moon. Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector. 2026; 12(5), 15.
Dongsoo Moon. "Design of Trustworthiness Evaluation Indicators for Trustworthy Autonomy of AI Agents in the Financial Sector" Journal of Internet of Things and Convergence 12, no.5 (2026) : 15.
