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A Study on the Housing Tenure According to Household Characteristics -Focus on the Housing Buying Times

  • Korea Real Estate Review
  • 2010, 20(1), pp.223-246
  • Publisher : korea real estate research institute
  • Research Area : Social Science > Law > Law of Special Parts > Law of Real Estate

권치흥 1,  Joo Hyun Cho 1,  Lee, Jong Eun 1

1건국대학교

Accredited

ABSTRACT

This paper is based on research that seeks to analyze the household characteristics by the housing buying time, to analyze the tenure choice of those households, and to identify the status of housing policy related to the households recently purchasing houses and present the measure to be taken for it. The binary logistic regression models in this paper is used. Finally, this study attempted to present the alternative in relation to the first housing purchase policy through the result of empirical analysis. It was found that the relative price as an independent variable was statistically significant. The all other product price eliciting this variable included the rent and user's expenses. It was found that there would exist the probability of choosing private ownership if government give consideration to the all other product price included in the user cost such as interest rates, LTV, taxes and the like. Among the age dummy, the householders ranging from 46 to below 60 years would be a higher probability of choosing the private house than 35 years. Accordingly, specially housing supply for newly-wedded couples has recently been promoted, but it is thought that it is desirable to integrate and operate the special housing supply system for newly-wedded couples under the first time housing supply system. And it was found that there would be a high probability that they would own their own house in the non-metropolitan area because of high housing price in metropolitan area. Accordingly, the nest housing is currently supplied in the district within the greenbelt and around the area adjacent to Seoul. It can be suggested that there would be a high possibility of having to expand nest housing to the area inside the metropolitan area in the future.

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