@article{ART002147602},
author={임하나 and Seungwoo Shin and Ro, SeungHan},
title={A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis},
journal={Korea Real Estate Review},
issn={2092-5395},
year={2016},
volume={26},
number={3},
pages={39-47}
TY - JOUR
AU - 임하나
AU - Seungwoo Shin
AU - Ro, SeungHan
TI - A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis
JO - Korea Real Estate Review
PY - 2016
VL - 26
IS - 3
PB - korea real estate research institute
SP - 39
EP - 47
SN - 2092-5395
AB - This study analyzes factors that determine Reverse Mortgage (RM) borrowing decisions of elderly households. In contrast to the previous studies which use individual data on elderly households, we rely on city⋅county⋅district (City) level analysis in order to investigate the regional differences between Cities with respect to RM subscription rate.
The empirical results show that the education level of household head and [monthly annuity payment – minimum living cost] have positive signs while City income tax revenue, the inflation rate of housing prices, a ratio of elderly households, medical cost, number of life insurance subscription, and distance between City office and HF branch office have negative ones. All of them are statistically significant.
KW - reverse mortgage;borrowing decision;multiple regression;city level analysis
DO -
UR -
ER -
임하나, Seungwoo Shin and Ro, SeungHan. (2016). A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis. Korea Real Estate Review, 26(3), 39-47.
임하나, Seungwoo Shin and Ro, SeungHan. 2016, "A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis", Korea Real Estate Review, vol.26, no.3 pp.39-47.
임하나, Seungwoo Shin, Ro, SeungHan "A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis" Korea Real Estate Review 26.3 pp.39-47 (2016) : 39.
임하나, Seungwoo Shin, Ro, SeungHan. A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis. 2016; 26(3), 39-47.
임하나, Seungwoo Shin and Ro, SeungHan. "A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis" Korea Real Estate Review 26, no.3 (2016) : 39-47.
임하나; Seungwoo Shin; Ro, SeungHan. A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis. Korea Real Estate Review, 26(3), 39-47.
임하나; Seungwoo Shin; Ro, SeungHan. A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis. Korea Real Estate Review. 2016; 26(3) 39-47.
임하나, Seungwoo Shin, Ro, SeungHan. A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis. 2016; 26(3), 39-47.
임하나, Seungwoo Shin and Ro, SeungHan. "A Study of the Regionally Influential Factors in Reverse Mortgage Borrowing Decisions - City, County, District level Analysis" Korea Real Estate Review 26, no.3 (2016) : 39-47.
