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A Comparative Analysis of User Interfaces for Secure Mobile Payment

  • Journal of Communication Design
  • Abbr : JCD
  • 2018, 63(), pp.75-88
  • DOI : 10.25111/jcd.2018.63.06
  • Publisher : CDAK Society of Communication Design
  • Research Area : Arts and Kinesiology > Design > Visual Information Design > Information Design
  • Received : March 4, 2018
  • Accepted : April 23, 2018

Jeong, Myeong-moon 1 이혜진 2 박소현 2 성민정 2 Park Yoon Ha 3 Ray Jaeyung Yun 1

1홍익대학교
2홍익대학교 일반대학원 시각디자인과
3홍익대학교 시각디자인학과

Accredited

ABSTRACT

This study focused on domestic and international mobile simplified payment systems, analyzing the user's perception of secure payment UI and investigating ways to increase the security awareness. In the prior study, we identified the concepts and principles of a mobile payment system, then considered five types of payment authentication methods (immediate payment, password, fingerprint and pattern), taking into account the universality and scalability of the payment system. By producing payment system experiments to investigate user perception, the company conducted a survey and in-depth interviews of 116 mobile payment system users in their 20s and 30s. As a result, the " fingerprint " type showed the highest satisfaction level. In terms of social impact, the type of ‘ password ’, the type of ‘ payment by the minute ’ and the type of ‘ speed ’ were highly satisfactory. This study provides insight into the pros and cons of payment verification methods and their user perception.

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